What’s My Net Worth?

Calculator: What's My Net Worth?

Use this work sheet to take your financial pulse.

List your assets and liabilities. The difference between what you own and what you owe is your net worth.

Experts recommend you take your financial pulse at the same time each year—say, Dec. 31—to see if your debts are in line with your assets, if your investments are growing, and if you need more disability or life insurance to shield your assets.


Cash—share savings Cash—share draft/checking
Cash on hand Share certificates/CDs
Money-market funds U.S. savings bonds
Market value of house Market value, other real estate
Life insurance, cash value Annuities, surrender value
Pension plans, vested equity Profit sharing, vested equity
401(k) or 403(b) plans Individual retirement accounts
Keogh plans Stocks (individually owned)
Bonds (individually owned) Stock mutual funds
Bond mutual funds Real estate investment funds
Other investments Collectibles
Precious metals Household furnishings
Vehicles Boats, recreational vehicles
Furs, jewelry Loans owed to you
Other assets


Mortgage balance(s) Vehicle loans
Student loans Home-equity credit line
Other credit lines Credit card bills
Other bills

Total assets:
Total liabilities:
Net worth:

NOTE: Print your results for reference; you won't be able to save data.

Provision of this calculator is not an offer of credit. Its use in no way guarantees that credit will be granted. This calculator is solely for informational purposes and provides reasonably accurate estimates; the calculations are not intended to be relied upon as actual loan computations.

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