Use this work sheet to take your financial pulse.

List your assets and liabilities. The difference between what you own and what you owe is your net worth.

Experts recommend you take your financial pulse at the same time each year—say, Dec. 31—to see if your debts are in line with your assets, if your investments are growing, and if you need more disability or life insurance to shield your assets.

NOTE: Print your results for reference; you won't be able to save data.

This calculator is solely for informational purposes and provides reasonably accurate results.