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At Members 1st, we're here for you through all of life's stages. Ask us about the right financial products and services for you as you consider retirement.

Front Page | FAQ List

Achieve A Healthy Retirement

  • FAQ: Medical Tourism-Is It For You?If youre considering an overseas medical procedure, read this article for answers to frequently asked questions.

    • Explore Housing Options

  • FAQ: Reverse Mortgages-Ask Before You ApplyIf you’re thinking of applying for a reverse mortgage, understand the pros and cons. This article has answers to frequently asked questions.
  • FAQ: Is a Reverse Mortgage for You?A reverse mortgage is a loan with a twist. This article can help you decide if a reverse mortgage is right for you.

    • Grow My Nest Egg

  • FAQ: The ABCs of AnnuitiesIn the world of investments, annuities are one of the most complicated options available. The choices can confound even the most experienced investor.
  • FAQ: 401(k) Distribution OptionsWith the right information, retirees can avoid making a 401(k) withdrawal that results in penalties and a hefty tax bill.
  • FAQ: Don't Leave Your 401(k) Plan on AutopilotYour 401(k) is unlikely to produce optimum returns on autopilot. The good news is that you're in control, and the bad news is that you're in control.
  • FAQ: Investment ClubsMajor investment firms don’t rely on one trader or one broker to make money-making trades, so why should you? An investment club might be just the ticket.

    • Insure Against Loss

  • FAQ: Finding Health Insurance for RetirementAre you prepared for the high cost of health care in retirement? These frequently asked questions can help you get started.
  • FAQ: Long-Term Care InsuranceLong term care coverage might be the way to protect your assets from erosion to a chronic disease, or you might find yourself unable to keep up the premiums in later years. These frequently asked questions help you decide if the risk is worth it, either way.
  • FAQ: Homeowners InsuranceSpare yourself sorrow, frustration, and a financial hit by knowing exactly what's in your homeowners insurance policy: Read about a few areas that consumers often overlook or misunderstand.

    • Manage My Estate, Taxes, And Legal Issues

  • FAQ: Advance Directives
  • FAQ: Trust AgreementsA financial trust agreement may be just the tool you need to protect your assets--if you’re not able to manage them.

    • Manage Spending And Credit

  • FAQ: Have Card, Will TravelPaying for purchases while youre traveling just got easierand safer. Learn how prepaid travel cards work, and why paying with a travelers check isnt the preferred option anymore.
  • FAQ: Credit CardsUsing credit cards responsibly is key to long-term financial success. Understand both the advantages and potential pitfalls when you tuck plastic in your wallet.
  • FAQ: Credit ScoresKnowing what influences your score and how you can improve it can have a big impact on your financial future. These frequently asked questions will help you sort out the facts.
  • FAQ: Credit Reports 101One of the most important financial documents about you is your credit report. It pays to know what’s in it, who can look at it, and why you should care.

    • Plan For Travel And Leisure

  • FAQ: Have Card, Will TravelPaying for purchases while youre traveling just got easierand safer. Learn how prepaid travel cards work, and why paying with a travelers check isnt the preferred option anymore.

    • Start A Small Business / Refresh My Career

  • FAQ: SEP, SIMPLE Plans Help Entrepreneurs Save for RetirementSmall business owners shouldn’t neglect retirement plans. This article answers frequently asked questions about SEP and SIMPLE retirement plans.
  • FAQ: Could You Be an Entrepreneur?Do you have what it takes to be your own boss? Before you shout “Yes!” dig deep within yourself for answers to the questions in this article. The more thoroughly you do, the greater your chances for success in becoming a business owner.

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