Welcome to Plan It™: Retire Ready Toolkit! We hope you find the information and tools on this Web site helpful as you plan for a financially secure retirement.
Please visit this site often. We add new content each week and tell you on the front page in the lower right-hand corner—and here under “What’s New”—what’s recently been added.
Here’s what you’ll see this month...
- Nov. 2 - Lower Your Taxes for 2009
Would you like to keep a little more of your heard-earned cash in your pocket when you file taxes next year? Don't wait to take action. Take these simple steps in 2009 to save money when you file in 2010. - Nov. 9 - Time to Roll Over Your RMD
If you own an IRA and have already received a 2009 RMD (required minimum distribution), you can avoid taxes on a distribution you were not required to take. There's still time to roll it over into another plan. - Nov. 16 - New Credit Card Terms Better for Consumers
Getting hit with high fees and payments only adds to the struggle when you're buried in credit card debt. Find out how the new credit card law provides relief. - Nov. 23 - Quick Tip: Nurture Your Job-Seeking Network
Learn how wise older Americans look for jobs. - Nov. 23 - Quick Tip: Know How to Unlock Home Equity
Find out when and how you can use your housing value to provide for your financial needs in retirement. - Nov. 30 - Medicare Part D, Advantage Costs Rising in 2010
If you're enrolled in Medicare Part D, starting in 2010 expect to see a significant increase in your premiums, more deductibles, and more coverage gaps. Medicare Advantage plans also are increasing co-pays. These tips can help you handle the increases.
Before you leave this site today...
- Run the numbers on Financial Longevity. Plug in your information to find out how long your money will last. Don't like the results? Start adjusting the variables. Choices you make now can have a big impact on future savings.
- Click on Click 'n' Learn. You'll find timely tips about building wealth, getting and understanding your credit score, and getting your financial records organized. Test yourself with quizzes and activities, and find valuable resources to get started.
- Check Out the Short Courses. The three courses-each about 12 minutes long-contain timely tips to get your retirement plan back on track. Print useful worksheets and handouts, and listen as the narrator explains how to hit the reset retirement button, manage spending and credit in tough times, and organize your financial records.
