Expensive, short-term loans against your next paycheck, with annualized interest rates that could be more than 700%.

Agreements that typically result in payments that total two to three (or more) times what the item is worth, with excessive interest rates.

Marked-up finance rates—determined arbitrarily by some dealers—that may add $1,000 or more to the cost of a loan.

Short-term cash advances against a customer’s anticipated income tax refund, with interest rates ranging from about 40% to more than 700%.

When a crook uses your identification (typically a Social Security number) to set up false accounts in your name.