INTRODUCTION
TERMINOLOGY
1 - SMART GOALS
2 - SPENDING PLAN
3 - SAVING
4 - INVESTING
5 - DEBT REDUCTION
6 - HOME OWNERSHIP
PITFALLS
AM I READY?
Some credit card issuers will lower your interest rate if you call and ask.
Correct! This is true particularly if you have a good payment history with them.
Go on to Question 2